Agents & Brokers 2

Non-conforming mortgage products for Non-Owner Occupied Residential properties

When traditional loan products are not flexible enough to meet your client’s needs, HOA can help. We provide investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether they want to:

  • Fix & Flip
  • Buy & Hold
  • Rate & Term
  • Cash Out Refinance
  • Bridge Financing
  • Wholesale Lending


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Fast Approvals. Competitive Rates. Quick Closings.

How can we do that? HOA is a direct lender with local control from start to finish. We underwrite our own files and provide our own appraisals which makes our loan process transparent and fast, closing deals in as little as 4-10 days.

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Looking for an opportunity to make additional commissions?

Do you know property investors that need loans on residential properties? Sign up as an affiliate, introduce us and become eligible to earn referral fees up to $500.

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Are your clients looking for investment properties? We can help with that too!

HOA, with affiliated companies, offers an exclusive online marketplace with hundreds of REO and Short Sales.